Gold Loan Scheme
Type of facility
Term Loan Gold and Cash Credit Gold
Personal Loan to Purchase Gold Bars, Jwillery, Chips, Biscuits etc.
Any Individual
Rs.23750/- for per 10gm. Pure Gold.
The repayment will be Maximum 12 months.
Interest Rate 
@13 % p.a.
Required Documents
1. Duly field loan form.
2. Valuation report of gold ornaments from bank's approved Gold Valuator.
3. Nominal Membership.
4. KYC documents of Borrower.
Loan Handling Charges
1. Gold Valuation Charges – Rs.1.50 for per Rs.1000/- (Minimum Rs.15/-)
2. Processing Charges – Rs.50/- for per 1 Lakh.
3. Insurance (on Valuation Amount) – Rs.2/- for per Rs.1000/- (Minimum Rs.20/-)
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